Life Insurance

Planning for the financial consequences of a premature death is an essential part of every financial plan. Generally, the consequences are simply too large to ignore and cannot be totally covered with your own resources. Life insurance protects your family or company against the risk of the premature death of you, your partner (or your spouse). Life insurance planning should consider your family’s short term needs and long term needs.

Financial needs of the survivors, include:

• Funeral or medical expenses

• Family income needs

• Emergency funds

• Estate settlement and administration cost

• Paying off debts (family or company)

• Survivor retirement needs

• Having the capital to dissolve a partnership or buy/sell the stock from a corporation

Affordable Business & Contractor Insurance has the tools to help you, your company, and family build a strong financial plan to protect the people you love.